Buying a home

How I help you buy a home in Las Vegas

How I help you buy a home in Las Vegas: the payment first, what the house has to do, a search built on your real criteria, and a recommendation instead of three options.

The short version

Most agents start by showing you houses. That is the fun part, it is the part you called about, and it is the wrong place to start. The buyer who ends up in the right house is almost never the one who saw the most houses. It is the one who knew what the house had to do, knew the real monthly number, and was ready to act the day the right one showed up.

So I start there. Four things, in order. Getting you ready, which means the payment conversation and what you sign with me, before we tour anything. Getting you educated, which means what your money actually buys in this valley right now, before you fall for something out of range. Getting the search aligned, so we look at fewer homes and better ones. And getting the deal locked, from the offer through the inspection, the appraisal, the loan and the keys, run so the ending is boring.

I have sold homes across the Las Vegas valley for 20 years, in Henderson, Summerlin, Southern Highlands, Anthem, Boulder City and North Las Vegas, and I work all of them, so I do not need you to pick a side. When you ask me which house, I will tell you. You get 100 percent of my attention whenever you contact me, and the person you start with is the person who gets you to closing. Here is how it goes.

Ready: the payment and the paperwork, before the first showing

The first conversation is not about houses. It is about what the house has to do. Where you work and what the drive looks like at 5pm. Whether a school boundary matters. Whether stairs are fine or a problem. Whether a yard is something you want or something you want less of. And what you are hoping to spend, which leads straight to the part most people put off.

Talk to a lender early. A pre-approval is not a requirement to start working with me, but I recommend it strongly, because it is better to go shopping for something you know you can afford than to fall for a house and find out afterward. A pre-approval also means you can write an offer the day the right house appears, which in this valley is the difference between getting it and reading about it.

The number we settle on is the whole payment, not the one from an online calculator. Principal and interest, property taxes, insurance, the HOA dues that most of the newer communities carry, and what a Las Vegas house costs to cool in July and August. If you have been told you need 20 percent down, we talk about that too, because you usually do not, and that one belief keeps people renting for years longer than they need to. Assistance programs exist, and some of them depend on what you do for a living, so tell me.

Then the paperwork. Before or during the first showing, we sign a buyer representation agreement. It says in writing who I work for, which is you, and how I am paid, which is negotiated as part of the deal. It is never fixed and never standard, and you will know the number before you commit to anything. If any of that is unclear, we go through it line by line before you sign, and you keep a copy.

How I help you buy a home in Las Vegas

Educated: what your money actually buys here

This is the section that saves people months, and it is the one most agents skip because it is not always what you want to hear. Once we know the real number, I tell you what it buys in this valley right now, neighborhood by neighborhood, and where it does not go as far as you hoped.

A Henderson home and a Summerlin home at the same price can be twenty years apart in age, on very different lot sizes, with very different HOA dues. Southern Highlands often gets you more house than a comparable Summerlin address. Anthem is where the single-story homes are, and they carry a premium because more people want them than there are houses. Boulder City has a handful of homes on the market at any time, and they tend to be older and need something. North Las Vegas and the southwest are where a lot of first homes get bought. None of that is a judgment about any of those places. It is what your number does in each of them, so you can choose with your eyes open.

If this is your first purchase, you also get the process explained once, plainly, in order, before any of it happens. What an inspection is for and what it is not. What an appraisal does. What the HOA package is and why you should actually read it. What closing costs are and who usually pays which ones here. I wrote the whole first-timer's walk-through as an article, so you can read it before we talk and come with questions.

If you are relocating from California or anywhere else, the education is different: how the valley is laid out, why the commute should decide the neighborhood before the amenities do, what the summer power bill really looks like, and how property taxes work here, which is not how most people expect. You cannot make a good decision about a place you have never driven, so I will tell you what to go drive when you visit, and at what time of day.

Aligned: fewer homes, and better ones

Once the number and the criteria are real, the search gets built on them and nothing else. Not everything on the market in your range. The homes that do what you said the house has to do, in the two or three neighborhoods that fit your commute and your price. That usually means a shorter list than you expected, and a much better one.

The 3D walkthroughs do the first pass. You walk every room from your couch, at midnight if you like, and the homes we tour in person are the ones you already like. For out-of-town buyers this is the whole first round: tour from home, then fly in for the short list. Nobody spends a Saturday driving to houses that were ruled out by the floor plan.

When we do tour, I am looking at the things the photos did not show you. The age of the air conditioner and the water heater. Whether the roof tiles are lying flat. What the stucco is doing. Which direction the big windows face, because west-facing glass is a summer power bill. What the HOA controls and what it charges. Where the sun sits over the backyard at four in the afternoon. And what the street is like on a weekday evening, which is the only time to judge a street.

Nothing is going to check every box, and that is not you being picky or the market being broken. It is a house. My job is to tell you which of the misses matter and which do not, and when you ask which one I would buy, I answer. I will explain the why, but I will not lay out three options and step back. You are hiring my judgment, and you get it. If I think a house is a mistake, you will hear that before you fall for it, not after.

Locked: from the offer to the keys, run so the ending is boring

When you find it, the offer is a strategy, not a form. Price, terms, timelines and what you ask the seller for depend on the house, how long it has been sitting, and what else is out there for you if this one falls through. I write it with you, I explain every line, and I negotiate it myself.

Earnest money. When the seller accepts, your earnest money goes to an escrow company, which in Nevada is usually part of a title company. Escrow holds the money and the paperwork and, at the end, moves everything at once. On the offers I write, earnest money is typically about 1 percent of the purchase price. It is negotiable, and it is your money, sitting in escrow, not the seller's until closing.

Due diligence. The contract gives you a due diligence period, usually 10 calendar days to two weeks on the offers I write, and that is negotiable too. Every deadline runs on calendar days from the last signature. During that window you inspect the house, read the seller's disclosures, and, if the home is in an association, read the HOA resale package the seller is required to provide. Then you decide: ask for repairs, ask for a credit, accept it as it is, or walk. I keep every one of those dates on a calendar and you hear about each one before it arrives. Here is what an inspection usually turns up in a Las Vegas house, so page four of the report is not a surprise.

Appraisal and loan. If you have a loan, your lender orders an appraisal. Most of the time it comes in fine. When it does not, there are a handful of ways to resolve it and you will know within a day. Underneath all of it, the loan is being finalized, and the one thing we control there is answering whatever the lender asks the same day they ask it.

Closing. A few days before closing you walk the house one last time to confirm it is in the condition you agreed to and any repairs were done. Then you sign, in Nevada usually at the title company or with a mobile notary who comes to you, and separately from the seller. The deal closes when the county records the deed and escrow releases the funds, usually the day after everyone has signed and the lender has funded. Then you get the keys, and you will hear from me the week after, not just the day of.

If you are ready to start, or you are not sure whether you are, call or text 702-881-6562 and tell me what the house has to do. This page describes my general process for buyers in the Las Vegas valley. It is not legal, tax or lending advice, and your contract sets your dates and terms.

Frequently Asked Questions

Do I have to be pre-approved before you show me homes?

No, but I recommend it strongly. It is better to go shopping for something you know you can afford, and a pre-approval lets you write an offer the day the right house appears instead of scrambling for one.

How much earnest money will I need in Las Vegas?

On the offers I write it is typically about 1 percent of the purchase price, and it is negotiable. It goes to an escrow company, usually part of a title company, and it stays your money until closing.

How long do I have to inspect the house?

The due diligence period is usually 10 calendar days to two weeks on the offers I write, and it is negotiable. During it you inspect, read the disclosures and the HOA package, and decide whether to ask for repairs, a credit, or to move forward as is.

What do I sign with you, and when?

A buyer representation agreement, before or during the first showing. It states who I work for, which is you, and how I am paid, which is negotiated as part of the deal and never fixed. You know the number before you commit to anything.

Will you tell me which house to buy?

Yes. I explain the why, but I do not hand you three options and step back. You are hiring my judgment, and if I think a house is a mistake I say so before you fall for it.